Useful apps for those in the busy world of business

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If you work in business, then this article is aimed at you. If you have a busy diary which you need to keep track of, always seem to need to be paying someone, and like to check your stocks and shares from anywhere, at any time, then these three apps will (hopefully) be right up your street.

PayPal

The first app I am going to look at is the PayPal app. If you haven’t heard of PayPal, it is a free online service, which lets you send money to people via simply using an email address. I should point out that there are costs/fees involved, which is how PayPal make their money.

The PayPal app lets you request money, as well as send money. It also shows you your accounts recent activity, so you can keep track of your finances.

The app has a few cool and really useful features, that you should know about. The first cool feature is the ‘Bump’ feature, this feature lets you send or receive money to/from your phone, and someone else’s, simply by bumping/tapping your phones together. Pretty clever?

One of the really useful features I should also mention is the check deposit system. Usually, to deposit a check, you need to go to a bank, pay it in and then wait for it to clear. With the PayPal app, you can do the whole process a lot quicker, simply take a picture of the check and it will deposit it directly into your bank account.

Week Calendar

Nick recently wrote a post about how to climb the mountain to success in online business. A key part of Nick’s article was his ‘effective time management’ section. Nick wrote how you need to plan in advance, and allocate certain activities certain time, whilst not forgetting others.

To help you stick to your business schedule, online or off, the next app is the Week Calendar app. This app is much more advanced than the standard iPhone/iPod calendar, with loads of extra features and helpful tools. Check out the screenshot below to see the apps calendar interface in action.

A screenshot of the Week Calendar app The disadvantage of this app is that it costs £1.49, so you can judge for yourself if the interface and features (like handy drag and drop event tool) are worth the extra money.

City Trading Pro

The final app on my list is called City Index iPhone Trading platform Pro, which gives you access to market data from all over the world. The app is a spread betting app, which means that it enables you to trade on the price movements of thousands of markets, including shares and currencies.

Any good businessman has to take risks, and this app gives you a good way to make money from taking calculated risks. If you think a market value is going to rise then you can buy, and if you think it will fall you can sell. Each market has a sell and buy price – the difference between the two is what is referred to as the spread, hence ‘spread betting’.

To ensure you are always kept in the loop, the app gives you access to the value of shares from a whole host of different companies, currencies, commodities and indices including the FTSE 100, the Dax and the Dow Jones.

The app also lets you can set a stop loss, buy with one or two clicks of your finger, (it is even faster than doing it online!) view your orders, pending, completed and cancelled, create your own ‘watch list’ so that you have super quick access to the data you need, get detailed historical data, and so much more.

Below is a screenshot of the sort of information you get when looking at a firm.

A screenshot of the City Trading Pro appThe charting features on the app are really good, they are very detailed, and if you tip your iPhone on its side, the graph reorientates itself, to give you a clearer view of the data you are viewing.

You may be worrying about security, but there is no need. Probably the most comforting feature of the City Trading Pro app is that you can be confident that all your information and transactions are secure, so there is no need to worry.

Unlike the Week Calendar app above, this app is free, you just need a City Index trading account.

So, there is my list of apps! Feel free to try them out and leave feedback in the comments section, to let us know if you like them as much as me 🙂

Cloud reality check infographic

Below is a really interesting infographic I want to share with you. It is a survey done by Rackspace who have found that server management seems to be a lot more costly than many businesses think.

Some of the figures are astonishing! In 2012, 59% of people bought the wrong amount of servers in the UK. This is even worse at a staggering 67% of people in the US. Think of all that time wasted, because there aren’t the right number of servers in place. Too many can be a financial burden, whilst too few can mean that people aren’t able to access the resources they need, when they need to.

More and more firms appear to be choosing to outsource their cloud needs to bigger, more capable firms, however there are still many which choose to host their own servers.

One of the most saddening (for me anyway) statistics of the whole infographic is that 90% of UK firms don’t thin their approach to new technologies is cutting edge.

Scroll down to see the full infographic!

The reality of cloud computing infographic by Rackspace UK.

What is your opinion on infographics, do you like them? I do, and am wondering whether we should publish them more often. Your thoughts?

Asteroid Mining

Last week an American Venture called Planetary Resources, Inc unveiled a plan to send a fleet of spaceship into near space to review the possibility of mining on asteroids.

Apparently there are thousands of asteroids close enough to make them attractive as they hold treasures worth fortunes in the form of platinum and other metals of the same group.

An asteroid with 'Property of X' marked on it

This one is mine!

Precious metals are not the only riches available however, and strangely enough plans are afoot to look for water. Water is an important material in space flight, because it can be used to produce the hydrogen and oxygen needed to power rockets, so an asteroid could represent a kind of modern day re-fueling station. This could make space travel cheaper because once rockets had left the atmosphere they could be refueled in space, eliminating the need to carry the excess weight during lift off.

All of this is in the future of course, but the project has plenty of backing from among others Larry Page of Google and filmmaker James Cameron.

These unfolding events bring some tricky questions however regarding the exploitation rights of near space objects. At the moment there is actually a subsection of international law called Space Law, governed by the Outer Space Treaty that was signed in 1967.

The writers did not envisage such monumental strides in technological advancement however and although the treaty makes clear that States cannot take celestial bodies as their own, they do retain jurisdiction and control over the object if they are the first to land on it.

A precedent has already been set as articles collected in Space have already been sold to private bidders by the Russian government. An article in this week’s wired goes into much greater detail.

It all looks a bit far fetched at times but supporters claim that the idea is no stranger than deep sea drilling for oil. It reminds me somewhat of the great gold rush events in the US of covered wagons and horses, only this time the means of transport differ and the digging is done by machine. Or maybe they will bring back entire asteroids and break them up on Earth, we will just have to wait and see. This article offers a glimpse at some possibilities.

There are obviously plenty of technological improvements required before any of this becomes concrete, but also a lot of legal and ethical issues need to be addressed. As ever one thing is certain, there’s big money in it for someone if it can be done!