Car Trouble

car loans

Last week the New York Times ran an interesting article about cars fitted with the so-called starter interrupt device.

Many might know that some cars have an engine cut off switch that can be remotely operated. If someone steals your car you might be able to track it and turn the engine off if you have forward thinkingly fitted one. But they are becoming more commonly used today on cars that are sold with lease or debt payment.

And it is extremely simple, I sell you the car and as long as you repay the debt or lease charges the vehicle is yours to do what you will, and drive where you like. But if you miss a payment, I can remotely track your movement and at the moment I see fit I can block the car.

So one morning, you have not made the payment on Friday because you are on holiday, you go out to take your child to school, or the dentist, or the hospital because she is sick, and the car won’t start.

Now I would agree that if you want a car you should pay for it, and that if you don’t keep up payments you may lose it, but there are other knock on effects to using such technology in this way. Of course there is the problem that you might block a car that would be used in an emergency situation, like the one suggested above. But the effect of having such a ready resource in reclaiming the car may lead you to sell it to someone who might have difficulty repaying the loan. If you knew that you might have to first find the car, send a car transporter out to recover it and incur some time and financial interference, you might think twice about selling it to someone with a bad credit rating and precarious situation.

If you know you can just track the car, block it when it is in a good place for you to collect, and always know where it is, then who cares? Give them the car and get it back later.

These devices are currently fitted on about 2 million cars, and the article states that their use is helping to push the use of sub-prime auto loans. I am no financial guru but I have heard a lot of talk and read a lot about sub-prime mortgages, and they don’t get good press.

So even if we put aside the issue of privacy, as the lender can see your every move (I put it aside because if you carry a mobile phone you are in the same boat), there is the problem of physical security in case of malfunction, data protection and of course dragging people into high rate loans and all the associated black market dealings that go with debt. But we should not forget that this technology also means that people who would not be able to buy a car can get hold of one, and people might accept the device if the choice is that of car with device, or no car.

High rate loans are justified because they are high risk, so I might argue that if you take the risk out of the loan then the rate should drop, this does not however seem to be the case (surprisingly).

Read more on the argument through the link to the New York Times above, and let me know in the comments section if you have any experience.

Space – A Series

Space. It’s a big old space.

Insert awesome picture of space to keep people interested. Check.

The Carina Nebula - Space

The Carina Nebula – Picture taken by The European Southern Observatory (ESO).

What happens here on Earth is insignificant in the universe. That doesn’t mean things that happen here are unimportant – far from it – but in reality, we are tiny. Nothing we have done or can do has much of an impact on the universe. Nothing that happens here on Earth affects the marvellous enormity, complexity and vastness of space.

Our lives, this entire planet, our solar system and even galaxy are tiny. Nobody really knows how tiny – relatively – because nobody knows how big the universe is. Or at least how big it is it a specific point in time – given its changing and expanding nature.

I really enjoy learning about space, so I have decided to write a series about space.

In this series I plan to cover some of space’s big topics; including:

  • How big (or indeed small) are we really?
  • Information on the International Space Station
  • Will humans ever live on other planets?
  • Black holes
  • The future of space exploration
  • How has our knowledge of space changed things on Earth?

Key Terms

There are a few terms I will be using a lot during the course of this series. To help keep us all on the same page, here is how I am going to define them.

Space
Everything everywhere! Anything that exists, exists in space. Space can be a completely empty vacuum or it can be full of matter, or waves such as light and sound. If there is something, or the potential for something to be there, it is space.

Matter
Stuff. Things made of atoms. Tangible objects. Not including electromagnetic waves; like light.

The Universe
The zone of activity in space which contains all known matter.

A Galaxy
A collection of billions of solar systems.

A Solar System
A collection of matter, orbiting a star. That matter includes planets and smaller structures like asteroids.

A Planet
A large body which orbits a star.

Next Week

I have already written next weeks post, so I can tell you with all certainty that I will be exploring the size of the universe. See you then.

INSS Social Sustainability Multi Media Competition

threeleggedstool

Technology Bloggers is pleased to support the Integrated Network for Social Sustainability (INSS) Digital media competition “Visions of Social Sustainability”.

The overall goal of the INSS network is to produce a clearer, more applicable definition of social sustainability, and to create opportunities for engaging people in discussions about social sustainability. The network is made up of individuals from various jobs and professions to consider social sustainability, and aims to put people engaging with social sustainability in touch with one another to speed up and promote understanding of this important aspect of sustainability.

The competition is looking for creative explorations of what social sustainability means, how it is being pursued, and how it might be advanced further. The hope is that it will push forward discussion of social sustainability by bringing a broader range of voices into the discussion.

We would invite all readers to think about submitting an entry, give a voice to their ideas and push debate and action in a positive way. Technology Bloggers Editor Jonny Hankins is part of the team that have prepared the call, and through the Bassetti Foundation will help to promote the winning entry.

So why not get your camera or telephone out and have a go?

— Call For Entries —

Multi-Media Competition: Visions of Social Sustainability

What does social sustainability mean to you? Where do you see it in practice? And what are the ingredients for a more sustainable world?

In the past several decades, sustainability has grown into an important and all-encompassing priority for communities and nations around the world. While there is little debate that current patterns of development, production, and consumption are un-sustainable, there is less agreement about what a sustainable world looks like.

There are countless visions of sustainability, and the Integrated Network for Social Sustainability is interested in your vision of social sustainability in a short video or digital media presentation.

Eligible Entries

Amateur or non-professional artists/producers may submit one piece of work in any digital media format up to 10 minutes in length, including but not limited to videos, photo essays, games, and apps. Submissions may be produced using cell phones or other household recording technologies. Limited to one entry per person or group.

How to Submit

Submissions can either be sent directly to visions.of.sustainability@gmail.com or via a link to any large file hosting service (dropbox, hightail etc). Email us with any problems uploading or sending the files. To be considered for the competition, entries must be received by 5 pm EST on January 3, 2015.

Judging

All eligible submissions will be hosted on the INSS YouTube channel and website. The competition will be judged through public vote, and will be promoted through the member institutions of the INSS.

Winning Entry Publicity

The winning entry will be shown at the April 2015 INSS annual conference, where its producer(s) will be invited to present their work. The entry will also be hosted on the INSS website and promoted in other INSS communications. The Bassetti Foundation will promote the winning entry on its website and will seek international press coverage of the winning producer(s). 

Rules

  • Your entry must respect copyright. Any music, video and photos must be your own or used with permission and acknowledged in your description (royalty free or stock audio/photos are ok to use).
  • Your entry must not be owned by someone else (e.g. if you’ve entered into another contest and they now own it).
  • Your entry should be appropriate for a public audience in language and images.
  • Still image and/or graphic slide shows are also eligible, as well as any other digital format.

Fall in love with WordPress again with WordPress 4.0

Hello!

So as I said, hello! I wanted to make an entrance, since it has been 7 weeks since I wrote an article!

I also wanted to show off how brilliant WordPress 4.0 is, by adding a YouTube video. I literally just added the URL to the post and voilà, the video appears then and there in WordPress as I am writing this article. No need to preview the post or wait for it to go live, I add the URL and the video is there straight away!

Why that video though? Well I am back, and WordPress has just been given a bit of rejig with the release of 4.0 – named Benny.

So, we are going to save the world and their will be a good dose of cool cars, gadgets and weapons, mixed with a bit of humour along the way.

Alright, this is quite tenuous, maybe I just wanted to put the video in because I could. I did because I could.

It’s all well and good being serious with this blogging malarkey, but one needs to let ones hair down once in a while, and a funky friendly post is a good way to do that. Probably.

WordPress is fantastic. In my humble opinion, no other blogging platform comes close, let alone another free, open source one!

This is a bit of a non-post of ramblings, but trust me, there is better stuff to come.

You are still reading anyway, aren’t you?

Tor, An Ethical Dilema

tor

Over the summer I have been following reporting surrounding the TOR project. I have learnt some interesting things. I must admit that I tried to download the browser but I couldn’t work out how to get it up and running, but that is probably more due to my own incompetence than anything else.

Tor has some serious issues as far as ethics goes, because it is designed to help people to remain anonymous as they use the net. This may to some seem perfectly justified given that Google and their friends are monitoring our every move and storing it all for resale later, but it is also great for criminal activity.

Recently reports emerged from Russia that the head of the Federal Security Service (FSB) has personally ordered preparations for laws that would block the Tor anonymity network from the entire Russian sector of the Internet. Obviously his aim is not to stop people from anonymously using the Internet, but to fight crime. The agency initiated the move as internet anonymizers were used by weapon traffickers, drug dealers and credit card fraudsters, giving the FSB an obvious interest in limiting the use of such software.

Other reports claim that not all of Russian law enforcement are in agreement, because criminals tend to overestimate the protection provided by the Undernet, act recklessly and allow themselves to get caught. Here the so-called Undernet is the key though, as anonymity is difficult to police.

Other reports state that “Security experts have accused US law enforcement of taking advantage of a flaw in the Firefox Internet browser then exploiting it to identify and potentially monitor subscribers to Tor”. It appears that the malware comes from the USA, but nobody is admitting to creating it, and as the Russians accuse the FBI and vice versa, any truth will be difficult to find.

One truth is however that Tor allows for the proliferation of various forms of criminality and exploitation that I would rather not go into here. The problem remains though, do we have the right to online anonymity? If not who has the right to stop us?

To return to following the news, I read that workers at the NSA and GCHQ in the UK have been accused of leaking information that they have regarding flaws in the workings of Tor. These two organizations are extremely interested in the browser for the obvious reasons above, but there is more that you might expect here. According to the BBC “The BBC understands, however, that GCHQ does attempt to monitor a range of anonymisation services in order to identify and track down suspects involved in…….crimes”.

But! Tor was originally designed by the US Naval Research Laboratory, and continues to receive funding from the US State Department. It is used by the military, activists, businesses and others to keep communications confidential and aid free speech.

And it turns out that the investigating agency rely on Tor for their own work, to keep themselves safe and anonymous, so they seem to be in a bit of a contradictory position to say the least.

So there appear to be many unanswered questions about the level of anonymity achieved, who has access, who works to destroy and who works to aid the project, and once more I find myself looking into a murky world.