What have you agreed to?

Padlocked gateImage Credit

Whilst reading Animal Farm in school, my English teacher at the time had a reasonably poor memory, and as a result we would reread chapters several times, and we never actually finished the book. I did however get to see a (very impressive one-man) theatre production of the book, and I have seen the 1999 film – who’s idea was it to have a happy ending!

Anyway… today, in a BBC article it is reported that according to Fairer Finance, many car insurance policy documents are longer than George Orwell’s Animal Farm. One of the longest of the documents they found was Danske Bank’s terms and conditions which  contained almost 70,000 words – that’s more words than Animal Farm put together with Of Mice and Men – which was incidentally another book I read at school.

Of UK financial services companies, HSBC came in top with 34,162 words, whilst LV was the lowest with 6,901 – 27,261 fewer words.

Why?

For financial institutions legal jargon is important. Terms and conditions provide organisations with legal protection and are in some ways a measure of credibility and assurance – would you place trust in a bank which didn’t have any terms and conditions? I understand that they are important, but why do they need to be so long and full of technical jargon?

Do you think companies are aiming to dissuade people from reading their terms by making them so long-winded? If so, what could a business put in its terms? Could a social media site claim ownership of your face? Don’t be silly.

Do long, wordy terms of service not discriminate against slower readers, and people who have a life? Sometimes I struggle to keep up with my university reading, so how/why on earth am I expected to read a novel length script of jargon each time I open a current account?

Help is out there!

Facebook, Google and Twitter are no angels either, many websites also have ridiculously long terms of service. There is however consumer help for judging these sites, thanks to Terms of Service Didn’t Read. I use their browser extension for Firefox, and it is helpful.

YouTube tosdr

YouTube is rated D by Terms of Service; Didn’t Read

Fairer Finance have started a petition to try and bring down the small print and force organisations to be more concise and consumer friendly. Visit the campaign page and you can also send them any examples you have of annoyingly pointless small print.

Writing frequency

Today I pose a question: is it possible to blog on a daily basis?

It is easy to ‘scrape’ content on a daily basis, but can you write and publish a really good post every day? Jonny seems to have publishing weekly down to a tee, every week we get something new and thought provoking. 4 to 5 posts each month, every month.

I have a more erratic style of publishing, 2 posts in January, 5 in December, 1 in November, 3 in October, 5 in September, none in August – you get the picture.

I like to spend a lot of time on articles. I usually do a lot of research and background reading to try and put together an interesting, factually sound piece of work. I am a little bit of a perfectionist, which is sometimes really good, but it can be annoying. If I care about something, I like to put a lot of work into it. I care for this blog, so I want every post to be really good. Not every post I publish has or will be really good. I need to face the facts.

So, I as I am writing this I am setting myself a challenge. Write an article at least once a week and hit publish. No faffing around, just write a post and publish it every Monday.

A blog needs posts. I need to be consistent.

See you next Monday.

Over and out.

JibJab’s 2013 year review

You thought I had forgotten this didn’t you. Each year I post JibJab’s review of the year, so here is 2013’s.

This year JibJab have called their video 2013 What A Year! last years was 2012 The End is Here! and the year before was 2011 Buh-Bye!

Take a look…

JibJab's LogoJibJab always cram so much into their year reviews. Here are some of the things I picked out… there was the Egyptian uprising, the US shut-down, government spying (on the public and other governments/countries), YouTube’s most watched video What Does the Fox Say? Toronto’s ‘unconventional’ mayor, the ISS got damaged (or maybe it was a reference to the film Gravity), there was a change of pope, the Philippines typhoon, gay marriage became accepted, there was a royal baby, Doctor Who’s 50th anniversary, the release of the iPhone 5S, 5C and iOS 7, Miley Cyrus wrecking ball, Jeff Bezos buys the Washington Post, famous deaths including Thatcher and Mandela, Blockbuster’s final shut down and the Harlem Shake craze.

I know I missed a few and there were some things the video didn’t feature, but I think it was a pretty good summary of 2013.

YouTube’s most watched UK videos of 2013

It’s that time of year again when our content starts to become more fun. To continue the tradition of the last two years, I am going to take a look at which videos attracted the most attention on YouTube over the last year in the UK. Scroll to the end for the global list.

Sneaking in at number 10 this year is Learn the Alphabet with Peppa Pig! a video which teaches the alphabet the help of a family of pigs. Interestingly the video has a very high percentage of dislikes – around 10,500 likes to 9,000 dislikes. If you have forgotten the alphabet and want a quick refresher, I recommend you check out the UK’s 10th most visited video of 2013.

In at number 9 is a music video by the band Hadouken! The song is accompanied by a video of people doing all sorts of amazing, thrilling stunts and is well worth a watch. It proves to you what us humans are capable of.

The eighth most watched video on YouTube for the UK this year is Francine Lewis’ Britian’s Got Talent Interview. Francine is an impressionist who shocked and humoured the audience, naturally getting 4 yeses from the judges. If you want to follow her story (and have a laugh) check out the video, Francine Lewis with her many impressions.

Having been watched over 10 million times across the world Tom Daley: Something I want to say… comes in at number 7 on this years list. The Olympic athlete announced he was in a relationship with another guy via his YouTube channel and the video instantly went viral. The media as a whole were very respectful of Tom’s bravery and many congratulated him on helping to break down still prevalent social boundaries. With a 20:1 like to dislike ratio, I think it is fair to say the public is behind Tom and value his openness.

Remember that video by the Norwegian army that made Internet history earlier this year? No. How about if I say the words Colo Terorita… ringing any bells? Watch this then.


That’s right, a Harlem Shake parody comes in at number 6.

Has there been a year when Tom Ska hadn’t had a video in the UK’s top 10? Probably not for a while. Okay so in at number 5 is asdfmovie6, a continuation of the asdf sketch comedy series. asdf7 is now also out, but since it was only released in October, it hasn’t made the top 10 for this year. For a little more comedy, check out asdf6 below. :-)

Number 4 this year a BBC video from the Graham Norton Show where Graham is surprised by Will & Jaden Smith. The video has been viewed nearly 20 million times, and sees Alfonso, Will and Jaden and DJ Jazzy Jeff do the Fresh Prince Of Bel-Air rap.

So, to the top three!

This year Britain’s Got Talent has two videos in the top 10, stealing slot number three on the list too with Attraction’s audition video. Attraction are amazing, they stunned and moved the nation with their fantastic shadow performance. Check it out.

In at number 2 this year with over 200 thousand likes to less than 2,500 dislikes is the 15 minute long My Wedding Speech by Mcfly drummer Tom Fletcher. The video is a brilliant song thanking all those involved in making Tom’s wedding. The song is a very entertaining tribute and is worth 15 minutes of watching, do take a look.

So now to number 1. Comedy seems to have been a common theme over the last three years, so it is fitting that this years winner is a comedy video. Ever wondered how animals eat their food? Well you wouldn’t be alone, it appears over 90 million other people have too. Take a look.

The Global Most Watched

Here is a list of the global top 10 most watched videos on YouTube.YouTube logo

  1. Ylvis – The Fox (What Does the Fox Say?)
  2. Harlem Shake (original army edition)
  3. How Animals Eat Their Food
  4. Miley Cyrus – Wrecking Ball (Chatroulette Version)
  5. baby&me / the new evian film
  6. Volvo Trucks – The Epic Split feat. Van Damme
  7. YOLO (feat. Adam Levine & Kendrick Lamar)
  8. Telekinetic Coffee Shop Surprise
  9. THE NFL : A Bad Lip Reading
  10. Mozart vs Skrillex. Epic Rap Battles of History Season 2

That’s it for another year, but do be sure to stay tuned for next years YouTube top 10! :-)